Going through a divorce may raise several financial questions, and one common concern is how property is divided. Many people are unsure which assets belong to the marriage and which remain separate. Minnesota follows an equitable distribution system, which means the court may fairly divide marital property, but not always equally, based on the circumstances.
Under Minnesota Statute 508.003, marital property typically includes assets and debts acquired during the marriage. Non-marital property often includes items owned before the marriage or received through inheritance or gifts. The Minnesota Judicial Branch also provides general guidance on divorce and property division.
If you are unsure how to classify your assets or what happens next, Martine Law’s attorneys are available to provide clear and respectful guidance.
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Understanding What Counts as Marital Property
Not every asset you own goes into the same category. Minnesota law generally classifies most income, real estate, retirement accounts, and personal property acquired during the marriage as marital property. This may still apply even if only one spouse’s name appears on the title or account.
Examples of marital property may include:
- A home purchased after the marriage
- Vehicles bought with joint or individual income earned during the marriage
- Bank accounts funded during the marriage
- Retirement contributions made after the wedding
- Credit card balances or loans taken while married
Marital property is typically subject to division. The focus is not ownership by name, but whether the asset was accumulated during the marriage.
A supportive legal team can help you assess whether something is likely to be considered marital property. If you are navigating both divorce and custody or support concerns, our family law lawyers may offer further guidance.
Further Reading: What Is Considered Marital Property in Minnesota?
When an Asset May Count as Non-Marital Property
Some property may remain separate if it meets certain criteria. Non-marital property may include assets:
- Owned before the marriage
- Acquired after a legal separation
- Received as a gift to only one spouse
- Received through an inheritance
- Specifically identified as non-marital in a valid prenuptial or postnuptial agreement
A simple example is an inheritance. If you inherited money during the marriage and kept it separate from joint accounts, it may remain non-marital.
However, if the inherited funds were deposited into a joint account and used for shared expenses, the property classification may become complicated. This is sometimes called “commingling,” and it may require financial tracing.
A soft reminder. If you are feeling unsure about how tracing works or whether your situation qualifies, guidance from a Minnesota divorce lawyer may help you move forward with clarity and confidence.
A Helpful Snapshot: Marital vs. Non-Marital Property
| Type of Asset | Likely Marital Property | Likely Non-Marital Property |
| Home purchased before the marriage | No | Yes |
| Retirement earned after the marriage | Yes | No |
| Inheritance kept separate | No | Yes |
| Vehicle bought with joint savings | Yes | No |
| Gift to both spouses | Yes | No |
| Property identified in prenuptial agreement | Depends on terms | Depends on terms |
This table is not a final rule, but it may help you understand how courts often approach classification.
Explore more: Marital vs Non-Marital Property in Minnesota Divorce
How Minnesota Courts Divide Marital Property
Minnesota uses an equitable distribution model. The court may divide property based on fairness, not a simple split. The judge may consider:
- The length of the marriage
- Each spouse’s contributions, including unpaid caregiving
- The economic circumstances of each spouse
- Each spouse’s earning capacity
- Whether there is waste or concealment of assets
Here is what this means for you. A division may not be 50/50. Instead, it may reflect financial need, history, and what helps both people move forward in stability.
What Happens if Property Classification Is Disputed
Disagreements sometimes occur. A spouse may argue that an asset is marital while the other claims non-marital status. Evidence may include:
- Bank statements
- Prenuptial agreements
- Deeds or titles
- Retirement contribution statements
- Expert testimony
When these disputes arise, representation may help protect your interests and ensure reasonable documentation is presented.
When Legal Help May Be Important
You may not need legal support for every situation, but many people find it beneficial when:
- There are retirement assets or complex financial portfolios
- A home or business is involved
- One spouse believes assets were hidden
- There is disagreement about classification or value
- There is concern about long-term financial stability
Minnesota Divorce lawyers at Martine Law approach every case with empathy, respect, and clear communication. You deserve guidance you can trust.
Key Takeaways
- Minnesota divides property using an equitable distribution system.
- Marital property is generally anything acquired during the marriage.
- Non-marital property may include assets owned before the marriage or received through inheritance or gifts.
- Commingling may affect whether the property keeps its non-marital status.
- Legal guidance may help in cases involving complex financial assets or disputes.
Understanding how Minnesota classifies marital and non-marital property may help you approach decisions with more clarity. Every marriage and financial situation is different. The law provides a structure, but the outcome may depend on the details.
If you are uncertain about what assets count as marital or how to protect what is rightfully yours, Martine Law is here to help you understand your options and move forward with confidence and dignity.
Connect with Martine Law at +1 (612)-979-1305 when you are ready for clear legal guidance.


